Benefits Of Medical Travel (i.e. Global Healthcare)

Medical Travel (also known as Global Healtcare) has many advantages like Quality Healthcare, Better Facilities, Substantial Savings, Better pre-and-post operative care, Better Surgical Outcomes, etc. Medical Travel has something to offer to everyone be it the corporates, the employees, the un-insured/under-insured, the self-employed, the insurance companies or simply an individual looking for better healthcare at affordable prices.

Benefits for a patient/employee:

Are you affected by EXORBITANT costs of Health Care in your Country?
Are you tired of waiting in a queue?
Do you seek affordable Medical Care Abroad without compromising on Quality?
Paradigm Healthcare has the answer to all your Healthcare needs. We present to you a Reliable and Safe option of receiving QUALITY Treatment at some of the BEST HOSPITALS of the World having the HIGHEST Standards of Healthcare. All this at a Cost Far Lower than you can imagine...

WHY SHOULD YOU TRAVEL ABROAD FOR TREATMENT:

If you are Uninsured or do Not have Sufficient Coverage,
If you are concerned about Cost or Waiting time,
If you are in search of a better option and better pre and post operative care,
If you are in need of non-urgent elective surgery or cosmetic surgery,
If certain procedures are banned Or are Not available in your home country,
If you are healthy enough to travel then...,
you stand to Benefit a Great Deal by travelling to India for your Treatment...

BENEFITS:

Tremendous Savings
Options to travel to centres of excellence around the world and CHOICE of Physicians/Hospitals
No Co-Pays
No Deductibles
JCI/JCAHO/ISO/ISQua/NABH accredited Hospitals
State-of-the-art facilities with Latest Equipments
Highly Qualified and Experienced Surgeons (Board Certified)
Zero Waiting Period
Access to Procedures unavailable at home
Access to Specialty Treatments not covered by insurance
Superior Outcomes / Better Success Rate
Better Protection from infections
Better nursing care (Nurse:Patient ratio of 1:1)
An opportunity to visit and explore exotic locales

Benefits for employers:

Are you a Small/Mid-size Business Owner, Corporation OR Self-insured entrepreneur?
Are health care costs taking a toll on your bottom line?
Do you want to reduce the Medical Costs for your company without compromising on Quality of Healthcare?

We have a solution designed just for you…!
PARADIGM healthcare makes it possible for Employers to achieve Significant Savings on major healthcare expenses while providing High Quality care to their employees and family members. Our Plan ensures reduced premiums and reduced overall healthcare costs for the Employer.

The following example will help you understand the magnitude of potential savings:
The Average Cost of a Knee Replacement Surgery in US is about 50000 Dollars. The same surgery in India at one of our top network facilities that is JCI/JCAHO/ISO/ISQua/NABH accredited is about 9000 Dollars. The total would not come to more than 15000 Dollars even if we include all the associated costs like anesthesiologist fees, operating theater, prosthesis, physical therapy, stay in a private room, surgeon's follow-up visits, nursing care, meals, supplies, medications, travel expenses (for the patient and someone accompanying them), taxi fares, transfers, hotel stay (in a 4-5 Star Hotel), a small tourist outing, etc… This calculates to a savings of $35,000.00 (i.e. a 70% savings in cost), leaving a considerable amount of surplus cash with the Employer which can be used to offer some incentive to the healthcare recipient…

Overseas Medical treatment can be a win-win situation for both, the company and its employees. It can save money for both. If presented in the right manner with the facts about the high quality of the medical care available and potential savings, majority of the employees should consider it.

A Medical Travel Option Plan in itself is an incentive, as the employee gets to enjoy an international vacation that he otherwise cannot afford. However, the effective way to get the employee interested is by educating him on the cost benefits for him & providing additional incentives. You can offer the following incentives to the employees:

Waive the deductible
Waive the co-pay
Offer them the opportunity to take a companion along on their medical retreat
Allow an extended vacation in the destination or home country for recuperation
Offer a cash incentive to the employees to encourage them to receive their treatment abroad

We can help you reduce your Healthcare costs substantially (by almost 70%). Contact us to know more.

Benefits for insurance companies:

Medical tourism is an option that has the potential to save millions of healthcare dollars for the Health Insurance Companies. Insurance companies can save thousands of dollars on an individual case, even with transportation, recovery and treatment costs factored into the overall price, if patients elect to receive their medical / dental treatment abroad. Most insurance companies can make an amendment to the insurance contract to allow medical tourism coverage. Partnering with a medical tourism facilitator who specializes in a certain destination is a key contributing factor to success.

Medical Tourism empowers the Insurance Companies, TPAs, PPOs, HMOs, Cost Containment Companies and Insurance Brokers to offer a high quality product with extremely affordable health premiums to their clients. It allows them access to the rapidly growing medical tourism and self insured market. Medical Tourism is an option that offers World Class Medical Services with reduced ‘out-of-pocket’ expenses for the client and greatly reduced expenses for the companies as well.

PARADIGM HEALTHCARE presents an opportunity for all the Insurance Companies, TPAs, PPOs, HMOs, Cost Containment Companies and Insurance Brokers, to provide their clients with an option to receive Affordable Healthcare Without Compromising on Quality. Offering Medical Tourism as an option not only gives you a competitive edge vis-à-vis’ others but also leads to substantial cost savings for you as well as your clients.

BENEFITS:

SAVINGS FOR THE INSURER - Insurers can save thousands of dollars on individual cases, even with transportation, recovery and treatment costs factored into the overall price, if patients elect to receive their medical / dental treatment abroad.
SAVINGS FOR THE CLIENT - Significantly Reduced 'out-of-pocket' expenses for the clients as well
MARKET EXPANSION - Medical tourism is a tool to attract more clients. By offering low-premium service plans to sections of the market that are currently not members it becomes possible to access a wider market that hitherto had not been available
MARKET CONSOLIDATION - Offering a lower cost solution to existing clients and preventing any 'market drift'
AFFORDABILITY - As these are low premium products and hence more affordable, it becomes possible for many small businesses to offer medical insurance benefits to their staff
DIFFERENTIATION - A medical tourism offering provides a real point of differentiation in the highly competitive insurance industry
COMPETITIVE EDGE - Having a 'medical travel' option in your portfolio gives you a competitive edge over those who do not have any such products to offer
LIMIT PREMIUM INCREASES - Access to Low Cost options helps in arresting premium increases
CUSTOMER SATISFACTION - As the customers get an array of exciting travel opportunities and an all-expenses-paid vacation coupled with reduced 'out-of-pocket' expenses it leads to higher customer satisfaction. And even after paying for all the expenses the insurer still manages to save a considerable amount of money
MORE OPTIONS - 'Medical Tourism' can be offered as an option alongside the other 'regular healthcare plans' of the company. This way the consumer/patient is afforded the luxury of choosing to receive urgent treatments at home while he can opt to receive any non-urgent treatments at one of our 'centers of excellence' around the world.

Benefits for insurance brokers:

We understand that, as a health insurance professional, it is your constant endeavor to provide the best and the most affordable healthcare plans to your valued clients. It is your primary concern that your clients receive the best possible care at the most affordable prices. However, many a times in your career you might have come across people who are in dire need of treatment but have not been able to receive the much needed care because -

They cannot afford a healthcare plan due to the high premiums and high deductibles and co-pays
They do not have sufficient insurance cover OR they have no insurance cover at all
They cannot afford the treatment as it is exorbitantly priced and they have been postponing it indefinitely for the same reason
There is a Huge Waiting List for the procedure that they are in need of
The treatment needed by them is not available locally or the facilities are inadequate
The treatment needed by them is not covered by their insurance plan
The treatment needed by them is banned in their home country or has not been approved by the local healthcare authorities. For e.g. IVF, Surrogacy, etc. are banned in many countries
They are people in need of organ donations but have failed to find suitable (or eligible) donors in their home country

The reasons might be many, but the end result is that the patients' health suffers due to all of this. It is an irony that 'people who need healthcare the most are the ones who cannot afford ...'

However, now with medical tourism, you can help such patients receive EXCELLENT healthcare at prices that they can AFFORD… Medical tourism is an option that has the potential to save millions of healthcare dollars for the Health Insurance Companies. Most insurance companies can make an amendment to the insurance contract to allow medical tourism coverage. Partnering with a medical tourism facilitator who specializes in a certain destination is a key contributing factor to success.

Medical Tourism empowers the Insurance Brokers / Agents to offer a high quality product with extremely affordable health premiums to their clients. It allows them access to the rapidly growing medical tourism and self insured market. Medical Tourism is an option that offers World Class Medical Services with reduced 'out-of-pocket' expenses for the client and greatly reduced expenses for the companies as well.

PARADIGM HEALTHCARE presents an opportunity for all the Insurance Brokers, TPAs, PPOs, HMOs and Medical Referral Companies to provide their clients with an option to receive Affordable Healthcare Without Compromising on Quality.

BENEFITS:

MORE OPTIONS - 'Medical Tourism' can be offered as an option alongside the other 'regular healthcare plans' of the company. This way the consumer/patient is afforded the luxury of choosing to receive urgent treatments at home while he can opt to receive any non-urgent treatments at one of our 'centers of excellence' around the world
SAVINGS FOR THE CLIENT- Significantly Reduced 'out-of-pocket' expenses for the clients / patients
MARKET EXPANSION - Medical tourism is a tool to attract more clients. By offering low-premium service plans to sections of the market that are currently not members it becomes possible to access a wider market that hitherto had not been available
MARKET CONSOLIDATION - Offering a lower cost solution to existing clients and preventing any 'market drift'
AFFORDABILITY - As these are low premium products and hence more affordable, it becomes possible for many small businesses to offer medical insurance benefits to their staff
DIFFERENTIATION - A medical tourism offering provides a real point of differentiation in the highly competitive insurance industry
COMPETITIVE EDGE - Having a 'medical tourism' option in your portfolio gives you a competitive edge over those who do not have any such products to offer
LIMIT PREMIUM INCREASES - Access to Low Cost options helps in arresting premium increases
CUSTOMER SATISFACTION – As the customers get an array of exciting travel opportunities and an all-expenses-paid vacation coupled with reduced 'out-of-pocket' expenses it leads to higher customer satisfaction. And even after paying for all the expenses the insurer still manages to save a considerable amount of money

Benefits for Physicians/Doctors:

We understand that, as a physician, your patients' health and well-being are your top priorities. It is always your primary concern to make sure that your patient receives the best possible care at the most affordable prices. However, many a times in your career you might have come across people who are in dire need of treatment but have not been able to receive the much needed care because -

They do not have sufficient insurance cover OR because they have no insurance cover at all

They cannot afford the treatment as it is exorbitantly priced and they have been postponing it indefinitely for the same reason

There is a Huge Waiting List for the procedure that they are in need of

The treatment needed by them is not available locally or the facilities are inadequate

The treatment needed by them is banned in their home country or has not been approved by the local healthcare authorities. For e.g. IVF, Surrogacy, etc. are banned in many countries

They are people in need of organ donations but have failed to find suitable (or eligible) donors in their home country

The reasons might be many, but the end result is that the patients' health suffers due to all of this. It is an irony that 'people who need healthcare the most are the ones who cannot afford it…'

We know that for you it is heartbreaking to see people suffer in pain for want of treatment and gives rise to a feeling of helplessness and exasperation. However, not to worry, as Help is at hand. Now you can help such patients receive EXCELLENT healthcare at prices that they can AFFORD…

PARADIGM Healthcare was created to extend international access to some of the Most Advanced and Excellent Therapeutic Facilities around the world. These facilities are located in countries with remarkable concentration of excellent doctors and topnotch specialists and that has made these countries a popular destination for overseas patients seeking the very best care at competitive prices.

At PARADIGM, we take the health of all our patients very seriously, so you can feel confident about entrusting their care to us. Our case-by-case, personalized treatment programs are designed to deliver the best in Medicare/Healthcare to all our patients. There are never any waiting lists and we have access to virtually all the top-notch hospitals and healthcare across the world. Our team of medical experts chooses the top specialist, according to your patients' diagnosis and medical records, assuring that your patients receive only the "best of the best" in Healthcare and Medicare.

In addition to the cost-efficient and EXCELLENT medical treatment that they receive, we provide them with absolutely everything that is needed to make their experience as comfortable and as stress-free as possible. This includes everything from: help with procurement of a travel visa, help with arrangement and planning of travel, being picked up at the airport by a waiting taxi, finding appropriate accommodations for the patient and his/her family, translation services, sightseeing recommendations and anything else needed. Every patient is personally escorted by a warm and caring personal medical associate, who is fluent in their mother tongue.

We are always open to establishing affiliations with new partners, in order to deliver the most professional solutions possible, to a wider range of deserving patients. If you are a Physician, a GP, or a Chiropractor with patients requiring medical care abroad then we would be delighted to consider adding you to our network of medical affiliates. In this way, we all benefit through mutual cooperation by creating a win-win situation for both you and for your patients.
Contact us to know more

Benefits for the un-insured/under-insured patients -
IRS Qualified Medical Expenses and HSA, FSA& 401(k):

For uninsured patients (many of whom are self-employed), under-insured patients (those facing high deductibles or limited physician choices or needing treatment for procedures not covered by their insurance plans) and patients seeking out elective procedures it is a smarter choice to receive treatment in India rather than withdrawing from their precious 401(k).
Even for the insured the out-of-pocket expenses for a surgery in India are much less than what they are in USA.

Also, with consumer driven health plans (CDHPs), patients are afforded the ability to use their Health Savings Account (HSA) or Flexible Spending Account (FSA) to obtain value-based, high quality care at prudent shopper prices. The patients can also claim tax deduction on all the IRS Qualified Medical Expenses (see IRS Code Section 213 d). Qualified expenses generally include- the cost of treatment, transportation expenses (including air, train, boat or car travel) and lodging and in-treatment meals. Though, it is imperative that your expenses must be directly related to your treatment. For more information visit the IRS website.

Contact us to know more

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